You hereby agree to defend, indemnify, and hold us (including third-party licensors and their respective directors, officers, shareholders, employees, agents and subcontractors) harmless from and against any liability, loss, claim, and expense, including legal fees and disbursements on a solicitor-client basis (i) related to your violation of these Terms; (ii) your use of the TD Wheels App including the information provided to you through the TD Wheels App; or (iii) any dispute between you and any third-party (including any provider of third-party content). The S&P 500 Index is a product of S&P Dow Jones Indices LLC or its affiliates (“SPDJI”) and has been licensed for use by The Toronto-Dominion Bank. TD, the Third-Party Transfer Service Provider, the Sender Parties, the Intermediaries or the Receiver Parties may hold, reject or return the Money Transfer. By tapping the Accept button below or by using the TD Companion App, you are taken to have read and agreed to the TD Companion App Privacy Terms and the TD Companion App Terms and Conditions. If your driving score does not justify a discount for you, there will be no discount attributable to you. Discounts may be paid on a before tax or after-tax basis depending on the type of discount. THE TD EMERALD INTERNATIONAL EQUITY INDEX FUND IS NOT SPONSORED, ENDORSED, SOLD OR PROMOTED BY MSCI INC. (“MSCI”), ANY OF ITS AFFILIATES, ANY OF ITS INFORMATION PROVIDERS OR ANY OTHER PARTY INVOLVED IN, OR RELATED TO, COMPILING, COMPUTING OR CREATING ANY MSCI INDEXES (COLLECTIVELY, THE “MSCI PARTIES”). The date of the most recent change to these Terms is shown at the top of these Terms. The TD Greystone Infrastructure Fund is comprised of the TD Greystone Infrastructure Fund (Global Master) L.P., the TD Greystone Infrastructure Fund (Canada) L.P. and the TD Greystone Infrastructure Fund (Canada) L.P. II. Once you sign up and register for TD MySpend, you will automatically begin receiving Notifications (unless you refuse to grant permission to the operating system of your mobile device). You may not use TD For Me for any purpose that is illegal, fraudulent or infringes another person's rights. 13. SECTION 3. that your non-compliance with these Terms may result in termination of your use of the App. Solactive AG uses its best efforts to ensure that the Solactive AG Indices are calculated correctly. The App will also collect all Data that identifies a movement with the mobile device, including when you walk. This Data will be stored for analytics purposes and to better improve the App. Your continued use of the Payment Card in the Wallet will be taken as your acknowledgement and agreement to be bound by changes to these Terms. If at any time you do not agree to these Terms or any changes we make to them, you must no longer use TD For Me. Each Participating Driver must meet the requirements set out in Section 4.2 (Eligibility Requirements for Participation) at all times during the Program. Effective May 9, 2013, Epoch Investment Partners, Inc. became the portfolio advisor for the Epoch U.S. Large-Cap Value Fund (formerly TD U.S. Large-Cap Value Fund). Executes client transactions at the direction of the Investment Advisor. Dylan Sprouse Puts … If your participation in the Program is terminated either by you or us, or if we terminate the Program, we will remove any current Program discount otherwise attributable to each terminated Participating Driver as of the effective date of termination and the Policy premium will be adjusted accordingly. These Terms are in addition to and do not in any way amend or replace the TD Agreements that apply to your TD account(s), or other TD products or services, unless we have specifically advised you in these Terms. The Index is calculated and published by Solactive AG. YOU AGREE THAT TO THE EXTENT NOT PROHIBITED BY LAW, IN NO EVENT WILL TD INSURANCE AND ITS OFFICERS, DIRECTORS, SHAREHOLDERS, EMPLOYEES, AGENTS AND SUBCONTRACTORS BE LIABLE FOR ANY DAMAGES (INCLUDING INCIDENTAL, SPECIAL, INDIRECT, CONSEQUENTIAL OR PUNITIVE DAMAGES, DAMAGES FOR LOSS OF PROFITS, REVENUE, OPPORTUNITY, LOSS OF DATA OR BUSINESS INTERRUPTION), ARISING OUT OF OR RELATED TO YOUR USE OR INABILITY TO USE THE APPLICATION, HOWEVER CAUSED. Neither publication of the Index by Solactive AG nor the licensing of the Index or any trade mark(s) associated with the Index for the purpose of use in connection with the TD ETF constitutes a recommendation by Solactive AG to invest capital in said TD ETF nor does it in any way represent an assurance or opinion of Solactive AG with regard to any investment in this TD ETF. S&P Dow Jones Indices is not responsible for and has not participated in the determination of the prices, and amount of the Fund or the timing of the issuance or sale of the Fund or in the determination or calculation of the equation by which the Fund is to be converted into cash, surrendered or redeemed, as the case may be. Vancouver, British Columbia It is the express wish of the parties that these Terms and any directly or indirectly related documents be drawn up in English. E3B 6Z3, Newfoundland and Labrador Once the App is installed and activated, you must have with you your mobile device on which the App is installed whenever operating any automobile (whether or not the automobile is insured under your insurance policy). London Stock Exchange Group plc and its group undertakings (collectively, the “LSE Group”). S&P Dow Jones Indices’ only relationship to TDAM with respect to the Dow Jones Industrial Average is the licensing of the Index and certain trademarks, service marks and/or trade names of S&P Dow Jones Indices or its licensors. You agree to cooperate with us in the investigation of unusual activity, poor quality Images, and resolution of customer claims by providing to us, upon request, originals or copies of Items deposited through TD Mobile Deposit in your possession and any records you may have related to such Items or Images. 3.3 Are there refunds for cancelled, rejected, declined, unclaimed or incomplete Money Transfer? The LSE Group does not accept any liability whatsoever to any person arising out of (a) the use of, reliance on or any error in the Index or (b) investment in or operation of the Fund. Please read the prospectus or the summary document(s) before investing. Performance prior to this date relates to the fund’s previous investment objective and may differ substantially from the future performance of the fund under its new investment objective.". A laddered maturities1 plan can be an effective way to help you maximize GIC returns while maintaining a secure portfolio. THERE ARE NO THIRD PARTY BENEFICIARIES OF ANY AGREEMENTS OR ARRANGEMENTS BETWEEN S&P DOW JONES INDICES AND THE TORONTO-DOMINION BANK, OTHER THAN THE LICENSORS OF S&P DOW JONES INDICES. 14. You may not decompile, reverse engineer, disassemble, attempt to derive the source code of, modify, or create derivative works of, the Application or any part of it. We may request the following information for the purposes of authenticating you, enrolling you in the Program or performing certain services related to the Program: TDI may also retain de-identified, non-personal information it collects from you and other Participating Drivers for analytics purposes and to better improve the App. While there is no fee for the provision of TD Mobile Deposit, regular account transaction fees may apply in accordance with your TD Agreements. S&P DOW JONES INDICES SHALL NOT BE SUBJECT TO ANY DAMAGES OR LIABILITY FOR ANY ERRORS, OMISSIONS, OR DELAYS THEREIN. Actual payments, rates and other terms may vary. NONE OF THE MSCI PARTIES SHALL HAVE ANY LIABILITY FOR ANY ERRORS, OMISSIONS OR INTERRUPTIONS OF OR IN CONNECTION WITH ANY MSCI INDEX OR ANY DATA INCLUDED THEREIN. Once the Data is collected, the App analyzes the Data at the end of each Trip in order to determine your driving score. St. John's, Newfoundland and Labrador In 2020, Canadian ETF assets exceeded $200 billion and there has … At TD Insurance, protecting your privacy and the confidentiality of your personal information is a fundamental part of our business. If the portfolio adviser change had been in effect previously, the fund’s performance could have been materially different. THE MSCI INDEXES ARE THE EXCLUSIVE PROPERTY OF MSCI. You further agree to comply with any requirements, restrictions or limitations provided by a third party (including the app store provider, your mobile device provider or your wireless services carrier) relating to your use of the TD Companion App. S&P Dow Jones Indices LLC is not an investment advisor. 4720 Tahoe Blvd., 3rd Floor No purchaser, seller or holder of any units of the Fund, or any other person or entity, should use or refer to any MSCI trade name, trademark or service mark to sponsor, endorse, market or promote the Fund without first contacting MSCI to determine whether MSCI’s permission is required. The Data is collected for you for every Trip, whether or not the automobile you are driving is covered under the Policy. 200 Main St. Previously, T. Rowe Price Associates, Inc. was the portfolio advisor for the fund. If your adjusted cost base goes below zero you will have to pay capital gains tax on the amount below zero. TD Canada Trust You are responsible for use of the TD Companion App on your mobile device. However, if the Modifications are for the proper functioning of the App, or safety or security of the App or any systems or networks, then you may not receive prior notice of such Modifications. TD may reject any Item deposited through TD Mobile Deposit at our discretion. The Canadian Couch Potato has a model portfolio built from four e-series funds. WITHOUT LIMITING ANY OF THE FOREGOING, IN NO EVENT WHATSOEVER SHALL S&P DOW JONES INDICES BE LIABLE FOR ANY INDIRECT, SPECIAL, INCIDENTAL, PUNITIVE, OR CONSEQUENTIAL DAMAGES INCLUDING BUT NOT LIMITED TO, LOSS OF PROFITS, TRADING LOSSES, LOST TIME OR GOODWILL, EVEN IF THEY HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, WHETHER IN CONTRACT, TORT, STRICT LIABILITY, OR OTHERWISE. However, in the unlikely event you experience an Account loss resulting from a transaction through the Wallet that you did not authorize or for which you are not responsible under these Terms or any other terms or agreement with us, you will be reimbursed for such Account losses provided you have met your security responsibilities and otherwise complied with your Account Agreement. Notify TD at once at 1-866-222-3456 if you suspect your Mobile Device has been compromised or is lost or stolen. Graphs are only used to illustrate the effects of the compound growth rate and do not reflect future values of any fund or returns on investment of any fund. Communications with you by electronic means have the same legal effect as if they were provided on paper. Effective July 29, 2020, the TD International Growth Class was renamed to TD International Stock Class. Irrespective of its obligations towards TDAM, Solactive AG has no obligation to point out errors in the Solactive AG Indices to third parties including but not limited to investors and/or financial intermediaries of the TD Index ETFs. For example, there are limits on the amount of funds you can deposit through TD Mobile Deposit on a daily and monthly basis. The driving score will be based on your driving behaviour namely the following factors: speeding, cornering, accelerating, braking and time of day. The date that you or the Named Insured notifies us of intent not to participate in the Program will be the effective date of termination. 7. If you have a complaint regarding a potential violation of a consumer protection law, a public commitment, or an industry code of conduct, you can contact the Financial Consumer Agency of Canada (FCAC). , TD does not offer free ETFs trading but offers the e-series index funds users can trade for free. S&P Dow Jones Indices has no obligation or liability in connection with the administration, marketing or offering of the Fund. Offers discretionary portfolio management services to clients in addition to investment advisory services. TD does not guarantee that such dealership will contact you. Continued use of the App, after you have accepted any modified Terms communicated to you by TDI, constitutes acceptance of the Terms, as modified, from the date you have accepted those modified Terms. The Fund is not sponsored, endorsed, sold or promoted by Nasdaq, Inc. or its affiliates (Nasdaq, with its affiliates, are referred to as the “Corporations”). 4.1 Participation of Insured persons in the Program. By clicking the "Accept" button below, you are taken to have read and agreed to these Terms. It is your responsibility to determine if your mobile device provider, wireless service carrier or Internet service provider supports the TD Companion App and if your mobile device is capable of accessing the Internet. The information contained herein is for information purposes only. We may suspend, cancel or block your access to or use of TD Mobile Deposit at any time and for any reason, without notice or liability to you. You may review and print the most current version of the terms and conditions available by accessing the Terms from https://www.td.com/to-our-customers/. You must immediately cease using the App and delete the App from your mobile device if you do not agree with the Terms, as modified. Les parties ont exprimé la volonté expresse que les présentes modalités et tous les documents s'y rattachant directement ou indirectement soient rédigés en anglais. 16. The following offices are designated for service of CRA Requests only: Quebec Your personal information will be stored with TDI in accordance with our Privacy Terms and may be shared, stored or accessed in Canada or other jurisdictions as permitted by law. The App enables the collection of Data which will be used to analyze your driving behavior, to provide driving scores, and to determine automobile insurance premium discounts attributable to you and other Participating Drivers as described in these Terms. You agree to comply with any other requirements, restrictions or limitations provided by TD upon notice to you. The purpose of the driving scores is to determine the Program discounts that you could potentially receive if you were to enroll in the Program as a TDI client, if any. You may also correct inaccurate Data in accordance with Section 6.3 (Correcting your Data) provided herein. The very first ETF was launched in Canada in 1990 and the industry has come a long way since then. TD Canada Trust TD Bank is not the provider of the Wallet and is not responsible for its use and function. The App collects and securely transmits wirelessly your Data to TD Insurance. Your continued use of TD Mobile Deposit following such notice means that you agree to the Terms as amended. To understand how TD uses Device related information and other information arising from your use of the TD App, please review TD's Mobile Apps Privacy Code. Previously, Newton Capital Management Limited was the portfolio advisor for the fund. These TD Platform Terms of Use and Privacy Terms (the "TD Terms of Use" or “Terms”) are a legal agreement between you and The Toronto-Dominion Bank and apply to your use of the TD Platform. Any Program discount will be applicable only to the next Policy renewal term. 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